January 15, 2014

2014: Time to Update your Policy

The new year is here, and with it comes an opportunity; when was the last time you looked at your insurance policies? If you opened your auto or homeowners insurance policies years ago, now is the time to review your policy and ensure that you have proper coverage to suit your current lifestyle.

It is not difficult to adjust your insurance coverage. Just contact your agent and let them know what you want from your policies. You may be in a better financial situation than you were, and could handle a slight raise in your auto insurance premiums in exchange for lower deductibles for comprehensive and collision coverage.

If your homeowners insurance policy is old, you must review and revise it soon. You may not have adequate coverage to replace all your possessions in the event they were damaged or stolen. And if you have purchased expensive items such as jewelry, fine art or cameras, consider scheduling coverage for these items individually.

For help on any questions you have about your existing insurance policies in Arizona, contact Brewer-Lloyd Insurance Group.