October 25, 2013

Is Your Home-Based Business Insured? Don’t Be So Sure!

There are many advantages to having in-home businesses. They can provide flexibility, limit commuting time and can allow us to work in clothes that we might not wear to an office. While there are advantages to an at-home business, saving on insurance may not be one of them.

You see, many believe their homeowner’s insurance will cover their in-home businesses. That may be a big mistake. Your homeowners insurance is intended to cover you while you are living in your home. Doing business in your home changes the purpose of your house making commercial insurance a necessity.

Commercial insurance can cover any inventory and machinery you may have in your home related to your business. More importantly, it can help protect you from liability.

Want to know more about how your home-based business can affect your homeowner’s insurance? Contact us at Brewer-Lloyd Insurance Group. We proudly serve the Mesa, AZ area and we will be pleased to serve you.