March 26, 2014

It Is Motorcycle Season in Arizona: Are You Insured?

With spring just around the corner, and the flowers beginning to bloom, the pleasant weather provides many reasons to get outside. And while you may not be an avid gardener, if you are a bike fan, you are probably looking forward to Motorcycle season in Arizona. After you have polished your beloved ride, and given it a good tune-up, make sure that you have proper motorcycle insurance coverage before you fire it up and hit the open road.

When you drive, you put yourself and others at risk on the roads. Therefore, the state of Arizona requires that motorcycle drivers have insurance protection and liability insurance in case of an accident.

Insurance requirements:

While the state of Arizona does require a minimum level of coverage, you may opt to protect yourself further from financial risks by purchasing more coverage.

The minimum required amounts of motorcycle liability coverage are:

  • $15,000 bodily injury coverage for one person in one accident
  • $30,000 bodily injury coverage total per accident with 2 or more people
  • $10,000 property damage coverage per accident

While motorcycle liability insurance will cover other people injured during an accident, it won’t cover your own injuries, so it is wise to consider a wider range of coverage, including collision and comprehensive coverage.

For more information about the best types of insurance coverage needed to protect you and your motorcycle while on the road, contact the Mesa, Arizona insurance experts at Brewer-Lloyd Insurance Group.