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May 13, 2014

New Technology Brings Lower Accident Rates

sport carDriving is getting a lot easier. In fact, both auto makers like Mercedes-Benz, Acura, and Nissan are in the midst of developing autonomous cars that drive themselves, and these could be available as soon as 2020. A fully automated car only requires a driver to get in, put on their seat belt, and close the doors.

Other technology is even closer including collision avoidance systems, assistive driving, and adaptive cruise control; these features help drivers control their speed and can even help them steer. Lane keeping can actually keep a vehicle in its own lane, even as the direction of the highway changes. Vehicles that are already using this technology are seeing far fewer accident claims. With these systems a potential collision can be detected ahead of time and the car will automatically engage the brakes and tighten seatbelts to ensure the safety of the vehicle and the people inside. Some of these systems have been able to reduce injury claims by as much as a third.

Even less fancy safety features make a big impact. The National Highway Traffic Safety Administration has found that things like seat belts, anti-lock brakes, airbags, and stability control, which are standard in many vehicles, have already cut injury claims in half since 1988.

All of this new safety technology is having a great effect on auto insurance rates. When the chance of an accident drops, so do your auto insurance rates. But it is important to find the right policies that recognize the benefits of owning a vehicle with these technological breakthroughs in order to make the most of the safety features.

By working with the independent insurance agents at Brewer-Lloyd Insurance Group in Mesa, Arizona, drivers can compare rates and policies from a large number of insurance providers so you can get the coverage you need at a reasonable rate. In addition to auto insurance rates, Brewer-Lloyd also offers quotes on home, commercial, and life insurance. To learn more about your insurance options in Mesa, Arizona, contact Brewer-Lloyd Insurance Group today.