August 27, 2014

Why You NEED a General Liability Insurance Policy

In all of your business transactions, protecting your assets is your first priority. Therefore, it is imperative that you obtain a general liability insurance policy to cover all aspects of your business. Since each business is unique, you must work with a reputable insurance company such as Brewer-Lloyd Insurance Group, who can personalize an insurance package based on the unique needs of your company.

Compiled is a list of the typical coverage options for a general liability insurance policy:

  • Bodily Injury & Property Damage Liability – These coverage options will cover any damages made to any property and any injuries resulting from work procedures.
  • Medical Payments – If a third party is injured in an accident on the business’ property, this coverage will cover any medical expenses.
  • Personal & Advertising Injury Liability – This coverage will kick in if an employee speaks or publishes any libel or slander about your organization or an employee.
  • The various additional protection options include:

o   Employment Practices Liability Insurance

o   Expanded Property Damage

o   Hired & Non-Owned Auto Liability Insurance

o   Aggregate Limits Per Location or Project

o   Employee Benefits Liability

o   Damage to Premises Rented to You

o   Specialty Enhancements for General Liability & Contractors

As a business owner, protecting your company from all possible perils is your number one priority. Therefore, obtaining the necessary insurance protection is crucial because your company depends on it.

Contact Brewer-Lloyd Insurance Group for all of your Mesa, Arizona insurance needs. We understand that your business is important to you and that is why we strive to offer you the peace of mind knowing all of your business transactions are properly protected.