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May 5, 2015

How to Stay on Top of Your Finances

Supermarket. paper check receipt bill in hand.

Smart Money Tips

Each day, you probably swipe your debit or credit card a few times. While it is easy to simply type in your PIN and not pay attention to the amount. However, even small charges can start to add up at the end of the month. Keep these money tips in mind to help you know exactly what to expect when looking at your bank statements.

  • Medical bills – it can be difficult to read and understand your doctor bills, but you should still take the time needed to look them over. Call the billing department and ask them to explain the charges in simpler terms. If you see any double charges, or no mention of your insurance company, do not pay the bill until you get everything sorted out.
  • Shopping receipts – before you leave the grocery store, look over your receipt. If you have a question about a price, or if your coupon did not scan through, do not hesitate to visit the customer service counter. Even if you just get a few dollars back, it is still a few that should be in your pocket.
  • Settled debts – after settling any debts, make sure to keep records. Companies can easily make mistakes, and keeping records will allow you to confidently call the company up and notify them of their mistake.
  • Restaurant tabs – waiters are very busy, and it is not uncommon for them to make a mistake on your bill. Before you just throw down your credit card, check the bill to ensure that you are not left paying for an appetizer that you did not order.
  • Direct deposit – if your paycheck is depositing each month into your bank account automatically, check your account statement on the day that is was deposited to ensure that you are getting the money that you earned.

When looking for the right insurance policies to fit into your budget, contact the insurance professionals at Brewer-Lloyd Insurance Group in Mesa, Arizona.