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November 8, 2013

Remodeling your Home? Make Sure you are Properly Insured

When you decide to remodel your home or add an addition, you should first contact your homeowners insurance agent and add the proper insurance coverage. This will protect your investment, even during the remodel. If you decide not to get additional coverage and a storm hits or a fire breaks out, you could possibly lose all of your investment.

Not only should you have additional insurance, but the contractors you hire should have it as well. Their policy should cover if any of their employees get hurt while working.

Some tips that you should remember:

  • Save all receipts to purchases that are made for the addition.
  • Once the addition or remodel is complete you will need to increase your personal property policy if you bought new furniture.
  • This should add value to your house when completed; talk to your agent about how much your premiums will increase.

Home remodeling can be a very hectic and stressful time, but to give you peace of mind you should contact Brewer-Lloyd Insurance Group and get your free quote today. They will help you choose the right policy to fit your individual needs.